Category Mutual Funds

Understanding Risk

Personal finance is everything to do with managing your money and Saving and investing. We are sharing series of articles where we shall discuss 9 useful personal finance concepts which everyone should know and learn. In this first part we…

Home Loan EMI Vs SIP

Combination of EMI and SIP can save you lot of money What if your Home loan tenure is reduced without increasing EMI, even if the interest rate remains the same? Sounds interesting? Read it. In year 2010, I bought the…

Equity & Chinese Bamboo

Equity Investments are just like growing Chinese bamboo. Both requires lot of patience and time to grow. Unlike other trees, growing Chinese bamboo requires lots of time and more of passion.  It takes 5 years and 3 months (almost 63 months)…

Taxation on ELSS

Do You Know How Your ELSS Gains Are Taxed? Equity Linked Savings Scheme (ELSS) is a tax-saving mutual fund you can invest in and reduce your taxable income. However, the gains made from ELSS investment are taxable. What differentiates ELSS…

What are Target maturity funds

Want inflation-beating predictable returns? Check out Target Maturity Funds    Are you looking for a mutual fund that gives you predictable returns without stock market investments? You may look at target maturity funds. Target maturity fund is a type of…