Month August 2022

Power of Compounding

If you want to go around the earth and start with 100 metres on first day and double the distance every day, How long do you think it will take? 1 year? 10 Year? Let’s find out, within 19 days…

Understanding Return

Understanding Return Calculating return would have been easier, if we had been investing exactly for one year. But that doesn’t happen in practical world. Investment is normally done in staggered manner and each investment is not kept for same period…

Understanding Risk

Personal finance is everything to do with managing your money and Saving and investing. We are sharing series of articles where we shall discuss 9 useful personal finance concepts which everyone should know and learn. In this first part we…

Home Loan EMI Vs SIP

Combination of EMI and SIP can save you lot of money What if your Home loan tenure is reduced without increasing EMI, even if the interest rate remains the same? Sounds interesting? Read it. In year 2010, I bought the…

Equity & Chinese Bamboo

Equity Investments are just like growing Chinese bamboo. Both requires lot of patience and time to grow. Unlike other trees, growing Chinese bamboo requires lots of time and more of passion.  It takes 5 years and 3 months (almost 63 months)…

Value Investing vs. Growth Investing

Value Investing vs. Growth Investing: Which of These is Right for You? When looking at stocks and shares, there are two main strategies you can use to invest. They are value investing and growth investing. Value versus growth, which is…

Why can’t we stick to our budget plan?

Why can’t we stick to our budget plan? Did you know that the word budget comes from the French word ‘bougette’, which means a small leather purse? While most of you would not have known the antiquity of the term,…